What Lenders Really Look For in Your Small Business Profile (And How to Nail It)

Maurice A. Shabazz

Published on: 10/07/2026

Lenders assess small business credit profiles, DSCR, cash flow, and compliance—not just revenue. Build strong credit by timely payments, monitoring scores, maintaining bank balances, and resolving liens.

Zero to Fundable: How to Build Business Credit for a Startup with No History

Maurice A. Shabazz

Published on: 07/07/2026

Guide outlines steps for startups to build business credit from scratch: separate finances, obtain EIN and DUNS, use net-30 vendors, monitor credit, and leverage credit cards to secure funding without personal guarantees.